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Attorney General Alerts

Shop Safely Online

Shop Safely Online

Wed, Nov 16, 2016

As temperatures cool down, Arkansans are beginning to think about the holidays and shopping for family and friends, with many planning to take advantage of Black Friday and Cyber Monday deals. The National Retail Federation (NRF) reports that consumers plan to split much of their shopping between online, department stores and discount stores.

Holiday sales reportedly increased more than 3 percent in 2015, to $626.1 billion. And a recent NRF survey reports that consumers plan to spend nearly $600 on gifts and more than $200 on food, decorations, flowers and greeting cards this year.

Arkansas Attorney General Leslie Rutledge issued today’s consumer alert to encourage caution while shopping online.

“Many Arkansans plan and save all year for the holiday season,” said Attorney General Rutledge. “But a simple mistake while shopping online could cause a lot of unnecessary heartache. There are ways to protect your money and identity, while still taking advantage of great deals online.”

Attorney General Rutledge released the following tips to help keep consumers safe while shopping online:

  • Look for the “lock” icon on the browser’s status bar, and the phrase “https” in the URL to be sure information is secure to help guard the security of your information as it is transmitted to a website. Be sure your browser has the most up-to-date encryption capabilities by using the latest version available from the manufacturer.
  • Check the online merchant’s privacy policy before providing any personal financial information and determine how the information will be used or shared with others. Some websites’ disclosures are easier to find than others — look at the bottom of the home page, on order forms or in the “About” or “FAQs” sections of a site.
  • Read and understand refund and shipping policies before you make your purchase.
  • Pay by credit card, which is the most secure payment method. Under federal law, charges can be disputed and consumer liability for theft is limited so long as consumers promptly notify the bank or credit card issuer. Additionally, many credit card issuers have “zero liability” policies under which the purchaser pays nothing if their credit card is stolen and used to make unauthorized purchases.
  • Keep personal information private. Do not disclose personal information – address, telephone number, Social Security number, bank account number or email address – unless you know who is collecting the information, why they are collecting it and how they will use it.
  • Be cautious when buying gifts from an online auction. Understand how the auction works and check out the seller’s reputation before bidding. Always ask about terms of delivery and return options. Never wire money for the purchase; use some other form of payment.
  • Keep records of online transactions and check for emails from merchants while doing business. Merchants may email important information about purchases.
  • Promptly and thoroughly review monthly credit card and bank statements for any errors or unauthorized purchases. Notify the credit or debit card issuer immediately if a card or checkbook is lost or stolen or if you suspect someone is using your accounts without your permission.

Also, research companies before finalizing the online purchase to ensure it is a credible merchant, and check the anticipated delivery date to make sure it will be delivered before in time for the holidays.

For more information about consumer-related issues, contact the Arkansas Attorney General’s office at (800) 482-8982 or consumer@ArkansasAG.gov or visit ArkansasAG.gov or facebook.com/AGLeslieRutledge.

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Con Artists Target Veterans

Con Artists Target Veterans

Wed, Nov 9, 2016

Arkansans are gathering across our State Friday to honor America’s veterans and the sacrifices they have made to protect our freedoms, but scammers only see another opportunity to take advantage of people by tricking them out of their hard-earned money.

Arkansas Attorney General Leslie Rutledge issued today’s consumer alert to educate veterans and their families about popular scams and ways to spot them to avoid becoming a victim.

“It is disgraceful that these criminals would target some of our bravest men and women who have put their lives on the line for this great country,” said Attorney General Rutledge. “I want veterans across Arkansas to learn how to recognize these scams to avoid falling victim to the deception.”

Attorney General Rutledge released the following list from AARP of popular scams that target military veterans:

  • VA phone calls: Scammers pose as Department of Veterans Affairs officials and call to “update” information in an attempt to get personal or financial information, including credit card numbers, to steal the veteran’s identity.
  • Benefit buyout scam: Sometimes veterans will want to take advantage of a benefit buyout plan, but always have an attorney review the terms of the plan beforehand because scammers could offer a lump sum that is only a fraction of the veteran’s actual future pension payments.
  • Impostor scam: Scam artists pose as soldiers about to be deployed or as family members of a service member killed in action and say they need to sell a vehicle or other large item quickly and will sell it for a cheap price. But once the scammer has the money, they disappear.

Veterans and all consumers should remember to never wire money to someone you do not personally know and never give out banking information.

Arkansas military service members, veterans and families can file consumer complaints with the Attorney General’s office on ArkansasAG.gov or by calling (800) 482-8982.

For more information and tips to avoid scams and other consumer related issues, contact the Arkansas Attorney General’s office at (800) 482-8982 or consumer@arkansasag.gov or visit ArkansasAG.gov or facebook.com/AGLeslieRutledge.

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Towing Tips

Towing Tips

Wed, Nov 2, 2016

From car trouble to accidents, many Arkansans have needed the services of a towing company at some point. Some Arkansans may have even found their vehicle towed without their permission from an illegal parking spot or after the vehicle had been abandoned on public or private property. There are a number of companies across the State that provide towing services, and all are required to be licensed by the Arkansas Towing and Recovery Board.

Arkansas Attorney General Leslie Rutledge issued today’s consumer alert so that Arkansans know what to expect from the towing company when a vehicle is towed.

“Towing companies provide an important service across Arkansas,” said Attorney General Rutledge. “We never know when tow truck services may be needed, but we should all know our rights when our vehicle is towed.”

Attorney General Rutledge released the following list of what should occur if a vehicle is towed without your consent:

  • The tow company must notify the local law enforcement agency that the vehicle has been towed and identify where it is being stored.
  • The tow company is required to notify the registered vehicle owner and lien holder between the second and eighth day following the tow of the location that the vehicle is being stored and of any charges associated with the tow and recovery of the vehicle.
  • Charges, including tow and storage fees, may be regulated by the local municipality where the car was located when towed. The State requires that any fees be reasonable.
  • There are certain personal property items that must be returned to the owner immediately and at no charge.
  • A tow company must provide the owner an itemized invoice of all charges associated with the tow, recovery and storage of the vehicle.
  • To recover the vehicle, an owner must be able to provide valid identification and proof of ownership of the vehicle – current registration is the most common.

It is always best to recover the vehicle as soon as possible, even if you intend to file a complaint against the company or dispute the charges. The longer the vehicle is stored, the more it costs to recover the vehicle.

For more information or to file a complaint with the Arkansas Towing and Recovery Board, contact the board at (501) 682-3801 or artowing@arkansas.gov or visit ARTowing.org.

For more information about consumer-related issues, contact the Arkansas Attorney General’s office at (800) 482-8982 or consumer@ArkansasAG.gov or visit ArkansasAG.gov or facebook.com/AGLeslieRutledge.

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Casting Your Vote

Casting Your Vote

Wed, Oct 26, 2016

As Election Day is quickly approaching, Arkansans are making important decisions on the many candidates and issues on the ballot.

Arkansas Attorney General Leslie Rutledge issued today’s alert to help Arkansans be educated voters.

“Voting is one of the most important rights we have as Americans,” said Attorney General Rutledge. “We are blessed to live in a country with free and fair elections where our government is truly of the people, by the people and for the people. I encourage all Arkansans to research each candidate and issue on the general election ballot.”

Attorney General Rutledge released the following voter information list:

Early voting is open through Nov. 7, 8 a.m. to 6 p.m. Monday through Friday and 10 a.m. to 4 p.m. on Saturdays. Check with the county clerk to find early voting locations in your county. Election Day is Nov. 8, and polls will be open from 7:30 a.m. to 7:30 p.m.

Absentee ballots must be returned to your County Clerk by Nov. 8. Military ballots must be post marked by Election Day and received by Friday, Nov. 18.

For tips on what to expect at your polling location, you can review the Secretary of State’s Voting 101 Pocket Guide.

For more information about consumer-related issues, contact the Arkansas Attorney General’s office at (800) 482-8982 or consumer@ArkansasAG.gov or visit ArkansasAG.gov or facebook.com/AGLeslieRutledge.

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Casting Your Vote

Casting Your Vote

Wed, Oct 26, 2016

As Election Day is quickly approaching, Arkansans are making important decisions on the many candidates and issues on the ballot.

Arkansas Attorney General Leslie Rutledge issued today’s alert to help Arkansans be educated voters.

“Voting is one of the most important rights we have as Americans,” said Attorney General Rutledge. “We are blessed to live in a country with free and fair elections where our government is truly of the people, by the people and for the people. I encourage all Arkansans to research each candidate and issue on the general election ballot.”

Attorney General Rutledge released the following voter information list:

Early voting is open through Nov. 7, 8 a.m. to 6 p.m. Monday through Friday and 10 a.m. to 4 p.m. on Saturdays. Check with the county clerk to find early voting locations in your county. Election Day is Nov. 8, and polls will be open from 7:30 a.m. to 7:30 p.m.

Absentee ballots must be returned to your County Clerk by Nov. 8. Military ballots must be post marked by Election Day and received by Friday, Nov. 18.

For tips on what to expect at your polling location, you can review the Secretary of State’s Voting 101 Pocket Guide.

For more information about consumer-related issues, contact the Arkansas Attorney General’s office at (800) 482-8982 or consumer@ArkansasAG.gov or visit ArkansasAG.gov or facebook.com/AGLeslieRutledge.

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Fewer Tricks and More Treats This Halloween

Fewer Tricks and More Treats This Halloween

Wed, Oct 19, 2016

Halloween will be here before we know it. Many children and families are ready for the many activities that surround Halloween, including costume parties, haunted houses, hay rides and, of course, trick-or-treating. But parents should remember some key steps to take to keep their children safe during these fun activities.

Arkansas Attorney General Leslie Rutledge issued today’s consumer alert to remind families of precautions to take to have a safe, fun trick-or-treating outing.

“Boys and girls are dreaming of dressing up as superheroes, first responders and Disney characters at the end of this month,” said Attorney General Rutledge. “Trick-or-treating should be a fun, care-free night for the youngest Arkansans, but, as adults, we need to remember there are things we can do to keep them safe.”

Attorney General Rutledge released the following tips to parents to avoid unexpected and unnecessary Halloween scares:

  • Select flame-resistant materials, masks, beards and wigs and try to avoid baggy sleeves and billowing skirts.
  • Choose costumes with light or bright colors whenever possible, or trim a darker costume with reflective tape. Consider also having children carry a flashlight to make sure they can see and are visible to drivers.
  • To avoid tripping and falling, choose costumes that fit well and do not drag on the ground. Make sure masks fit securely, have adequate ventilation and provide unobstructed views. Consider applying make-up to children’s faces instead of selecting loose-fitting masks.
  • Swords, knives and other accessories should be made of soft and flexible materials.
  • Take children to familiar neighborhoods and approach only homes with outside lighting.
  • Remind children of everyday safety rules, such as not getting into cars or talking to strangers, looking both ways before crossing streets and crossing with the light when they are trick-or-treating.
  • Adults should always accompany small children to caution them against running into streets and across lawns or driveways. Children should use sidewalks where available.
  • Encourage children to wait until they get home to eat candy so adults can inspect the goodies.
  • Parents should throw away any treats that are not commercially wrapped or appear to be tampered with.

Rutledge also reminds drivers to keep an eye out for children darting out from between parked cars or walking on roadways, curbs or streets. Motorists should also enter and exit driveways and alleys carefully and watch attentively for children in dark clothing at dusk.

For more information about consumer-related issues, contact the Arkansas Attorney General’s office at (800) 482-8982 or consumer@ArkansasAG.gov or visit ArkansasAG.gov or facebook.com/AGLeslieRutledge.

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