News Releases

    Rutledge Holds Capital Credit Solutions Accountable for Violation of Law


    October 10, 2017

    Says, ‘These false and misleading representations take advantage of consumers’

    LITTLE ROCK – Arkansas Attorney General Leslie Rutledge has held Florida-based Capital Credit Solutions Inc. and its owner Willie J. McKenzie accountable for false and misleading representations made to Arkansans in order to entice them to purchase credit repair services that are actually available for free.

    “The Court found that Capital Credit Solutions used illegal and bogus tactics, seeking the business of Arkansans,” said Attorney General Rutledge. “These false and misleading representations take advantage of consumers, and these practices must be eliminated if this company is going to do business in Arkansas.”

    Capital Credit Solutions was charged with $10,000 in civil penalties and more than $8,500 in attorney’s fees after the U.S. District Court for the Eastern District of Arkansas found the business in violation of the Arkansas Deceptive Trade Practices Act and the federal Credit Repair Organizations Act.

    The primary business of Capital Credit Solutions is offering credit repair services to improve the credit history, credit score and credit ratings of consumers. However, the defendants misrepresented that they have the power to change a consumer’s credit report and then to guarantee those changes will continue to improve a consumer’s credit. This falsehood left Arkansans with the impression that the best way to fix their credit is to hire Capital Credit Solutions and that the longer they stay in the program the better the results will be. Defendants cannot legally remove accurate items from a credit report. All services offered by the defendants to dispute items appearing on a credit report are available free of charge to all consumers through each credit reporting agency.

    Capital Credit Solutions also promoted its services by illegally placing signs with unapproved language in locations where permission has not been granted. Common locations included gas stations, convenience stores, strip malls and intersections adjacent to busy roadways.

    Arkansans can learn how to protect themselves from credit repairs scams by visiting ArkansasAG.gov.

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