Identity Theft

Identity theft is a crime that occurs when someone uses your personal information without your permission to commit fraud or other crimes ― most commonly to obtain access to credit in your name. Personal information includes:

• Social Security, driver’s license and personal identification numbers
• Bank and credit card account numbers
• Mother’s maiden name or other information used as a security screen
• Passwords and any information that can be used to gain access to a person’s financial resources or to assume a person’s identity

Identity theft can happen by:

• Mail ― Looking for red flag up on mailboxes and bill payments
• Trash ― Digging for discarded receipts, credit card, and bank account statements, credit card applications, etc.
• Home ― Stealing important documents, such as credit card and bank account statements, checkbooks, Social Security cards, drivers’ licenses, and birth certificates
• Computers ― Illegally gaining access to computers to steal your personal information, such as following financial transactions
• Businesses ― Bribing employees who have access to personal information at businesses or data breaches
• Email phishing ― Posing as a legitimate company, emails request verification of personal information
• Phone pretexting ― Calling and posing as a legitimate company, requesting you verify personal information, or they may contact an information source, posing as you, seeking personal information
• Wallet or purse
• Relatives and friends